I called them up as had a really cheap quote, and added this modifications initially to the list to see what they could do:
- Toad AI606 Cat 1 Alarm
- YellowSpeed Coilovers
- 17" Dunlop Direzza RSC Forged alloys with Locking Muteki Wheel Nuts
- Yokohama AD08R's in 225/45/17
- Spoon N1 mid-section
- Top Fuel Induction Kit
- Defi Water Gauge and Defi Controller
- Uprated front brake pads
- Sony Double Din Headunit
And the guy could only apologise as the system came back with a "Do Not Insure" on the modifications list. I didn't even give him the other 2/3rd's of the modifications lol.
Standard or lightly modified cars I'm sure they are fine, but if you have a fair few modifications I can't see how you guys are getting quoted with legally binding insurance. As once you crash, unless you get a lazy inspector or someone is having a good day, there is no way you will get away with not declaring modifications no matter how small you think they are (camber arms, polybushed suspension, engine dampers, brake stoppers, etc.) as it will come back as insurance invalid and you will lose a lot.
Cheers
Ry