Newty's 2008/9 quotes...

[Newty]

Hey peeps...

I know a lot of people try to get an idea of different insurers of quotes, so I am starting this thread to to give you an idea of the differences...I will keep it up to date as I progress with quotes, and hopefully it will be useful...if not, then delete the damn thing...!!!

I am 26 (27 in Jan), driving since Nov'00, no points, safe postcode (LA18), 4 years no claims (1 previous accident)...

Been with Adrian Flux for a few years, got my renewel letter today....
£1034.57 Fully Comp.
Excess: £350, Glass Cover Inc; Mod's like for like basis

Not to bad to start off with...although was hoping it would drop...we'll see! :wink:

 

[Grangey]

christ im cheaper than that at am 21 3 years ncb with no points.... your previous claim probs effects it though

 

[WestYorkshireman]

£1034.57 Fully Comp........Ouch :shock:

Definately shop around Dave and I'm sure you can drive that price down some.

Give Sky and lifesure a call, they seem very competitive at the moment :wink:

 

[locky]

thats alot

i got a quote for 700 fully comp 4ncb 3 points driving 6 years 24 car in garage pritty safeish area

 

[Newty]

Update....

Sky: £981...£350 excess, glass cover, mods like for like

A-Plan: £898...£500 excess, £60 excess glass, NCB protected

I should add that I do have to park roadside, although the area is ok. And the following mods are declared:
GruppeM,
Toda Mani,
Spoon Throttlebody,
Powerflow exhaust,
Hondata KPro,
Lowered,
Ings bonnet,
Ings side skirts,
Alloys....

I will try a few more numbers tomorrow...!

 

[Newty]

Lifesure is no good....too young, not enough experience... :?

They have put me through to Call Connect who are currently putting me around the world for a better quote...its a long process....

 

[Newty]

Premium Choice....£850...£500 excess, NCB Protected

Bit better....few more to try yet...

 

[Grangey]

christ your excesses are high, if you went back to sky saying you pay 500 excess im sure theyd be cheaper

 

[Newty]

Yeah....It's a calculated risk to take I suppose!!! I have always been use to having high excess', so nothing new to me.

Anyway, getting a bit frustrated now, I am getting bounced around a bit from co. to co. I think some are taking the biscuit. Just got a quote from Hiperformance for £760...but I don't think he included the mods!!!

Anyway, Noel Dazely next...

 

[Newty]

Okay....

Phoned back Sky, they can match £850 but with a lesser £350 excess, NCB not protected (have to wait for 5 years)...And the D/D payments are less too.

Hope I aint boring people with this, to be honest I have never phoned around like this before so I hope it creates a 'bigger' picture for people.

 

[cfoster]

Adrian flux sounds high, i'm with them, am 28 with full no claims, 3 points in a medium area and am paying £457 fully comp! (51 plate DC5)

 

[Newty]

Phoned Adrian Flux back, they will be willing to match/beat Sky but need a quote in writting.

A-Plan phoned back and can go to £825 with £350 excess and protected NCB and all the usual like for like stuff. This one sounds most attractive. One more call to Sky...!!!

 

[Grangey]

Well done, finally you have found the real meaning behind "phoning around", this is what insurance quoting is about, negotiations. this is where you should get a good deal mate!

 

[Newty]

Well, Sky couldn't go any lower. Still got to get a quote from Noel Dazely. Will try them in the morning, if they aint lower, Im going with A-Plan...

Unless anyone has any other recom's?

 

[Newty]

Premium Choice called back this morning....£810, £350 excess, mods like for like, NCB protected, inc. legal cover previously quoted at an extra £30, all the usual.

Signed up, as have run out of energy for the phone calls!!! Doubt I would get it much lower now anyway!

So, there we have it. Another year done. My words to peeps would be to step outside the box...on here 3 insurers are recommended, 2 all the time. But try others too...just in case!!!

Ta ta x x x

 

[MilanoChris]

Surprised Lifesure wouldn't quote, I am with them and I'm 25 so younger then you.

 

[Newty]

Don't know bud, luck of the draw sometimes I suppose.

 

[hussain124]

you tried noel and dazley?

 

[Newty]

...maybe next year! I tried them a few times, couldn't get to an advisor and they were meant to call back but didn't.