I thought they all have a stock water to oil cooler located where the oil filter screws on :?: As far as oil temp goes lower is not always better! 100C is fine. You should only contemplate an oil cooler if you are seeing more than 130C. 70C is borderline low - some ECU's will not allow operation over a certain RPM if the oil temp is to low. If you want good engine life then fitting an oil temp gauge and not flooring it till the oil temp has hit 80C is a smart move (you'll be surprised how long it takes the oil to come up to temp compared to the water temp).
If you do fit an additional cooler then a water/oil rather than an air/oil cooler is preferrable. This is because a water/oil cooler will help to heat the oil up when cold and will also continue to cool the oil even at a standstill.
If you do fit an additional cooler then a water/oil rather than an air/oil cooler is preferrable. This is because a water/oil cooler will help to heat the oil up when cold and will also continue to cool the oil even at a standstill.