Boys in Blue :wink:
it is illegal as he is the main user of the dc5 which is insured in his mothers name as the main user, not his.He is not even a named driver on the policy.
He is insuring a corsa fully comp which allows him to drive another vehicle not belonging to him 3rd party only. If his name is on the logbook there is a problem
The illegal bit is the misrepresentation or deceipt towards the insurance company.
you have to sign the policy document that has asked are you the main user, his mum has to lie, lying to an insurance company is asking for trouble.
this very topic has been covered many many times on the MLR
To be perfectly honest I couldn't care less, until that is he, as an inexperienced driver crashes into my wifes/friends car injuring them, then the injured party being unable to claim due to his voided policy.
There is a good reason why this type of high performance car is expensive for the young to insure, they lack the experience on the road.